Books closed by the 5th. Here's what lands in your inbox.
Every month, four deliverables arrive by the fifth — a categorized ledger, reconciled statements, a P&L plus balance sheet summary, and a profit-first distribution note that walks you through where the cash goes. No chase, no surprises, no Amazon-uncategorized pile.
The by-the-5th pack
Four deliverables. One email. By Day 5.
You don't read four PDFs — you read one pack, with the page numbers matching the line items in the pack you forward to your CPA. Each item below is named, with a concrete one-line example of what it looks like.
Categorized transaction ledger
1,284 transactions across Checking, AmEx, Stripe — mapped to 38 GL categories. No Amazon-uncategorized pile.
In your inbox by Day 5
Reconciled bank & credit-card statements
Chase Business Checking · Stripe payout · AmEx Business Gold · Wells Fargo reserve — all tied to the 0.01¢.
In your inbox by Day 5
Monthly P&L + balance sheet summary
P&L: $148,400 revenue / $106,100 expense / $42,300 net. BS: $312K assets, $84K liabilities, $228K equity.
In your inbox by Day 5
Profit-first distribution note
At $42,300 net → $21,150 Owner pay · $12,690 Tax bucket · $6,345 Operating reserve · $2,115 Quarterly distribution.
In your inbox by Day 5
Sample output
The pack itself — what your CPA sees.
A single dark-card mock of the August pack: dollar-format line items, no rounding, footer carrying the period. Your CPA gets the same file. Add it to any tier — the bookkeeping tier carries just this; the higher tiers layer the other crafts on top.
- Numbers reconcile to the cent — same totals on your CPA's copy.
- Sent by Day 5 — whatever time zone you're in, the receipt lands the morning of.
- Add bookkeeping at any tier — or pair it with the other three crafts.
Profit-first distribution
- 50% · Owner pay$21,150
- 30% · Tax bucket$12,690
- 15% · Operating reserve$6,345
- 5% · Quarterly distribution$2,115
Profit-first in dollars
The 50 / 30 / 15 / 5 split — applied to last month's close.
Profit-first means the money leaves the operating account in the order it's supposed to — owner pay first, taxes second, reserve third, growth last. Here's the application against the August $42,300 net.
50%
First outOwner pay
$21,150
Pay yourself first. Comes out of the operating account on Day 5.
30%
Tax bucket
$12,690
Set aside for quarterly estimates + filings. Never touches the operating account.
15%
Operating reserve
$6,345
Held back for the slow month, the unexpected vendor, the slow-paying client.
5%
Quarterly distribution
$2,115
Growth pot — paid out every quarter against the goals you set on the kickoff call.
The cadence and the split are tuned at the kickoff call — the numbers above are the default allocation for the bookkeeping tier, and you can shift them once a quarter as the business shifts.
Next step
Hand the books over. Get Day 5 back.
Add bookkeeping at any tier — or pair it with the other three crafts. Flat fee, cancel anytime. Set on the kickoff call against your scope.
Starter: bookkeeping only. Growth adds video + decks. Scale adds paid-ads.